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PRACTICAL INFORMATION

HOUSING BENEFITS IN FRANCE

Students renting in Campuséa residence halls are entitled to housing benefits from the Caisse d’Allocations Familiales (family financial aid agency). Calculated based on each person's financial situation, these benefits can be a real help.

Full-time students, scholarship holders and part-time students: all Campuseans, even those with roommates, may be entitled to receive monthly student housing benefits. This financial assistance comes in two different forms: "Aide Personnalisée au Logement" (APL - personalized housing benefits) and "Allocations logements à caractère social" (ALS - social welfare housing benefits).

Conditions

To be awarded either of these types of aid, two conditions need to be met:

  • The accommodation for which aid is being requested must be your main residence;
  • You must be the beneficiary of the lease agreement (this must be in your name and not your parents' or friends')

Amount of financial aid

The amount of APL and ALS benefits is very variable and depends on:

  • The city where your apartment is located;
  • The amount of rent you pay (or in certain cases, the amount of monthly loan repayments);
  • Your level of income (scholarships, salaries, pensions, etc.);
  • Your family situation

Other Caisse des Allocations Familiales criteria are taken into account when determining the amount of housing benefits.

We strongly recommend visiting the Caisse des Allocations Familiales website to carry out a financial aid simulation. This will enable you to determine the most relevant form of benefits to request for your student housing.

Plan ahead for the time needed

Once all the conditions have been met, housing benefits will be paid the following month. As soon as you move into your apartment, remember to submit your application as early as possible.

Note that the previous provisions allowing benefits to be backdated for a maximum of 3 months have been withdrawn. To ensure you do not miss out on several months of benefits, we therefore recommend submitting your request directly on the Caisse d’Allocations Familiales site as soon as your check-in inventory has been completed for your arrival in the Campuséa residence hall.

Benefits are paid on the 5th of the following month: for example, January's monthly benefits will be paid on February 5.

Our recommendations

Like any administrative procedures, it takes time for requests to be processed by the Caisse d’Allocations Familiales. We therefore recommend getting together the various documents required for your application as early as possible in order to ensure that you can receive your benefit payments as quickly as possible.

Good to know

Housing benefits are not paid if their amount comes to less than 15 euros, but this can still entitle you to the relocation benefits for moving home (prime de déménagement), according to the Caisse d’Allocations Familiales website.

To find out more about all housing-related benefits, carry out a simulation or submit your application online, visit http://www.caf.fr

 

MANAGING YOUR BUDGET EFFECTIVELY

From financial benefits to work placements and part-time work, it is not always easy to juggle the "extra aspects" alongside your academic work, revision or research, to complete your studies and successfully graduate. Your success depends on a range of factors, both complex and subjective.

To make your life easier, Campuséa is able to share with you some recommendations for successfully moving into working life...and getting the start you are looking for!

Managing your budget

In addition to housing benefits, other forms of financial aid are available for students and young adults. And not only them. Campuséa has selected some practical information and useful tips to help you balance your budget.

Like renting any other property, when you are renting student accommodation, you need to draw up a planned budget. One-off or monthly outgoings that need to be taken into account in your plans in order to successfully reconcile your costs and leisure activities. In particular, renting means keeping to a budget. What amounts need to be paid, how you are going to pay them and when they are due: these are just some of the essential factors to ensure peace of mind when managing your budget.

Paying rent on time

Rent must be paid in advance at the beginning of the month. This is a regular expense, with no surprises in store, which it is better to pay by direct debit. This avoids having to send a cheque each month and getting lost in your accounts.

Plan for a moving-in budget

When the lease is signed, tenants are required to pay:

  • A deposit equal to 1 month's rent (including charges).
  • Administration and processing fees.
  • Their first month's rent, prorated based on the date when they start renting.

Think about additional expenses

Renting student housing does not mean just paying the rent. You will also need to think about some additional expenses:

  • Activation of electricity services, contract set-up charges and consumption;
  • Setting up a telephone account, then bills for landlines;
  • Property tax (taxe d’habitation);
  • Renter's insurance, which must be in place when you move in. Committed to making the whole process easier for you, Campuséa has set up a partnership with MAE, a specialist insurer for students, enabling you to benefit from preferential pricing. If you would like to find out more about the offers, the cover available and the financial conditions, click here.

Keeping costs under control

In addition to eco-certified buildings, which keep the extra costs in addition to your rent under control, the network of Campuséa residence halls facilitates their management with premium services, such as water consumption and internet connection included, housekeeping, laundry packages, and more. For your comfort, you can also set yourself a coherent and realistic budget.

In addition to your book of accounts, vital for tracking your finances, managing your budget effectively means evaluating all your needs on a daily basis. As with any project, your budget needs to be carefully studied upstream so that you can then focus on your studies and your main goal: your success!

Here is some advice to help you balance your accounts with peace of mind.

Here are the main steps:

1) Draw up a table of your regular incomings and outgoings: electricity costs, your packages (housekeeping, laundry, etc.) on the one hand, and your income or loans on the other;

2) In your outgoings, list all your activities relating to your studies (stationary, equipment, library subscriptions, etc);

3) Evaluate your extracurricular costs: eating out, transport, health cover, subscriptions, sports and leisure, plane tickets, etc. Everything needs to be considered! Overestimate this section, often subject to unforeseen events;

4) Leave yourself a safety margin: if possible, set aside some "contingency" funds in an account, even a small amount, which could save you some worries in the event of an emergency;

5) Compare then adjust!

Financial assistance from banks

To keep on good terms with your banking adviser(!), it is better to seriously plan ahead for the major costs you will face, preparing for the future with peace of mind. From student loans for business and engineering schools to interest-free loans to pay for your driving lessons, there are various options available for young adults who are getting ready to start their working lives. To find out about the specific conditions, contact your bank.

Our advice: take advantage of the competition between banks! Like any private sector business, banks have their own assets, adapted for particular situations. Depending on your needs, compare before you sign up!

Culture and leisure: top tips

Your student card can do more than just entitle you to discounts on fast food outlets or certain international restaurant chains. In fact, much more!

It enables you to enjoy discounted prices for evenings out and cinema tickets, as well as theaters and museums in particular.

In France, your student card gives you free access to all national monuments and museums. In your spare time, give yourself some time to enjoy a bit of culture now and again! All Campuséa's residence halls are located close to cultural centers, galleries and other cultural monuments, reflecting their rich local and national heritage.

Good to know:

Certain national museums such as the Louvre offer night-time visits. An opportunity to enjoy them in a calm, concentrated atmosphere, away from the masses of tourists seen during the day!

Student travel cards

Once you have your student card all ready, get yourself a travel card.

All the major French cities offer travel passes at very attractive prices for young people aged 12 to 25, with discounts of up to 50%. So you will be able to enjoy easy access to all your strategic places, with student loyalty cards for certain stores and brands.

Preparing for your entry into working life

You have made careful choices and plans for where you will be studying. In just the same way, your entry into working life needs to be planned and prepared for. Make the most of these great years to test out and refine your skills with a view to ensuring your fulfillment in your future career. Here is some useful advice to guide you on the path to your first job.

Useful part-time student jobs

There are possibilities for getting work at your school or university! Since the French law of August 10, 2007 (and its implementing order from April 26, 2009), university presidents and directors can recruit any student enrolled for initial training in a public higher education center. Contracts can be applied within the universities themselves or externally. For example, you could get a job providing assistance and support for disabled students, tutoring, working in the library, providing IT support, organizing cultural and sports events, etc.

Has this given you some ideas? Find out more from your teachers and the professional integration assistance office (Bureau d’Aide à l’insertion professionnelle, BAIP) in your university or school. In the same way as dedicated school services in private colleges, it will also be able to offer you guidance based on your career choices

Managing your time

Crucial to your success, effective time management can be learned like any new skill. On a daily basis, Campuséa's residence halls offer you a studious setting for your work, in a comfortable and welcoming living environment.

Far more than just residence halls, Campuséa offers a lifestyle, tailored to your time constraints. In the fitness room or lounge-library areas, all thought out to ensure your peace of mind, you can alternate between studying and enjoying a relaxing break.

Campuseans, whether you are fans of sport or keen to study, you have everything you will need to succeed and achieve your ambitions!